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We Finance Commercial & Residential Properties

Palermo Lender is a Miami-based real estate financing company that provides real estate investors with time-sensitive, asset-based loans. Serving both U.S. residents and foreigners alike, Palermo Lender provides investment loans with a term of 6 to 36 months, competitive interest rates, streamlined asset-based due-diligence, and same day loan decisions. As a direct lender, we pride ourselves in taking a common sense approach to underwriting, focusing on the underlying value of the subject property and making all financing decisions in-house. With over $100mm+ of deals closed across different asset classes, loan sizes and borrower profiles, Palermo Lender has helped real estate investors of all kinds finance their deals quickly, transparently and hassle-free for over 20 years. Our application process takes less than 5 minutes and a loan offer can be made within a 24 hour period. Get pre-approved today!

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Years of Experience

$m+

Loans Funded

hrs

Avg. Approval Time

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Loans Closed

  • $1,200,000

    Assisted Living Facility

    Miami, FL.

  • $1,000,000

    Condo

    Sunny Isles, FL.

  • $2,200,000

    Single Family

    Parkland, FL.

  • $1,400,000

    Single Family

    Weston, FL.

  • $350,000

    Condo

    Brickell, FL.

  • $800,000

    Office

    Miami, FL.

  • Tati Seinjet

    2 months ago

    Very responsive and received a competitive same day loan offer

  • It-techgroup

    2 months ago

    Great service

  • Juan Cotton

    a week ago

    The team was absolutely wonderful. I spoke with Eitan who was very helpful and transparent. He was able to help with very short notice. Definitely recommend for anyone looking for quick competitive turn around loans.

  • Ariel Benhamu

    a week ago

    Had a great experience with Palermo Lender. Very quick response, attentive team and transparent prices. Would definitely recommend

  • Joseph Grobman

    a week ago

    The customer service is excellent! They answered all of my calls and messages and made sure to help me with all of my needs quickly.

What is a Private Lender?

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A Private Lender is an investor who makes loans secured by real estate, typically charging higher rates than banks but also making loans that banks would not make, funding more quickly than banks and/or requiring less documentation than banks.

Why do Private Lenders exist?

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Private Lenders exist because many real estate investors need a quick response / funding to secure a deal when looking for a real estate loan. Banks and other institutional lenders that offer the lowest interest rates don’t provide the same combination of speed and transparency in their decision-making process, along with quick access to capital.

What are some of the advantages of using Private Lenders?

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Private Loans can have a number of advantages over traditional bank financing including:

A simpler application process and quicker approval/disapproval decision

Less scrutiny of the borrower’s personal financial situation, including income and historical tax returns, compared to bank loans.

Borrowers can allocate less time to seeking financing and instead concentrate on other business

Most private money lenders do not expect perfect credit and substantial amounts of disposable income from borrowers, but instead focus on the merits of the specific deal under consideration

Self-employment is acceptable to private lenders, whereas many banks view self-employment negatively and strongly prefer lending to professionals with very steady income.